Larry Duguay
(founder & president)

Hello, as your financial advisor, I will ask for your trust, so I think it is important that you know some things about me on a personal and professional level. It hard to condense my life experiences to a single web page, however, if I become too wordy please feel free to surf to a more meaningful section.

I was born Jan. 31, 1956 in Saint John, New Brunswick, to French-Canadian parents. My parents never had much formal education but they were intelligent and adventuresome. They lived through the depression and after W.W.II moved to the industrial and english city of Saint John. Generally, I had a happy childhood, playing baseball in the summer and hockey and sledding in the winter. Money was tight but we never had to do without the essentials, and finances were not a concern to me growing up, I got my first job after high school graduation only three months before heading off to Halifax, NS for university.

In 1974, I attended Dalhousie University on scholarship and took pre-med. courses. Unlike most of my friends who did become doctors, I was drawn towards the logic and excitement of the business world (and away from the blood, and disease). After six years of study, I graduated with a Bachelor of Science (chemistry major) and an MBA with a double major in accounting and finance. I also met my wife, Cathy, and we were married in 1980, 3 months after graduation. At that time, I had a stereo and a $10,000 student debt, while Cathy had a new compact car and somewhat better furniture, so together I figured we had approximately zero net worth; but a wealth of opportunity and potential.

Eager to start a new life together, we moved to Toronto, Ontario, and pursued corporate careers. I acquired a position in the finance department at IBM Canadian headquarters. Over the next 10 years we lived a typical yuppie lifestyle with winter vacations in the Caribbean, a 25 foot sailboat and a sports car. On a corporate level, I received four promotions and held six different positions ranging from manufacturing to pricing multi-million sales proposals at IBM.

However, after a ten year career, (yes I’m vested), once again the urge for change had us exploring different options and we entered the U.S. “immigration lottery”. This program granted green card residency to the “winners” and when our number came up we quit our corporate jobs and moved, sight unseen, to Sarasota, FL in 1990. Also, earlier that year, my first daughter, Nikki, was born.

Fortunately, we had accumulated investments and home equity over the years and, after our arrival, I had the luxury to explore many new career choices. During a six month hiatus, at a gulf coast beach house, I passed the NASD Series 7 stockbroker’s exam. I also started my accounting and tax practice to support business owners and others in the local community. Business grew steadily and PLUS Financial Services was incorporated in 1993, The same year my second daughter, Dani was born.

Over the years, I have continued to upgrade my financial skills, I acquired an Enrolled Agent (EA), designation from the IRS which recognizes me as a tax professional who can represent all current and future clients, so our clients rarely have to deal directly with the IRS. I also passed the NASD securities exam for supervisors and became a Registered Investment Advisor (RIA) in the State of Florida. I have always had a fascination with investments and this is one area I particularly enjoy, especially since the arrival of the Web and its real time information and on-line trading.

I am a certified Quickbooks ProAdvisor and spend much of my time working with small businesses in the set-up and maintenance of the program, hence, quickbookswiz.com

On a personal level, first of all, I like to spend time with my family, friends and relatives. I am a firm believer of time off from work to rejuvenate the spirit, and it really is one of the fruits of our labor. I also like to play golf and consider myself an amateur astronomer. Mostly I just like to hang around my home and property planning improvements, and avoiding small maintenance jobs.

During my 20 years of corporate and small business experience I have been fortunate to work with many talented, hard working, bright individuals. Working with entrepreneurs and investors I have witnessed, and been part of, some impressive success stories. and most are still evolving, including my own.

I feel very fortunate for my family, our good health, and being able to derive a comfortable lifestyle doing something I really enjoy. As we enter the new millennium, I look forward to helping others achieve financial success and wish everyone good fortune and good planning. Thank you.



Larry Duguay

Please contact us today for a free initial consultation. .
info@plusfinancial.com Phone 941-358-9119
Fax 941-358-9905

Recommend This Site To A Friend!